My New Home??

Applying for HLE ( Housing Loan Eligibilty).
Online submission has been done but documents has not been sent down.
Wondering how much loan we can get. My main  concern is COV (Cash Over Valuation).
Current market shouting on average of $20K to $40K.
Anymore than $20K will be way out of my reach.
My mum will be staying with us should we "luckily" get a house of mine.
Esther now is having a bad time with her husband.
So much things I wish to say but yet it will DEFINITELY go into deaf ears.
I know I shouldn't blame anyone for my situation now but I can't deny that deep down I DID blame them.
Count me insensible then....
.
After she's married, she moved back & fro for more than  8 times.
Telling EVERYONE she cannot tolerate this "should have die 10 times" MAN.
Tellling EVERYONE she gave up this "Fuck up" MAN.
Telling EVERYONE she will proceed with filing DIVORCE.

(What this SHITTY man has DONE)
-Beat her up when she 5 months pregnant.

- F**k her down his lorry in the middle of NICOLE HIGHWAY, throwing all the bags of grocery she has bought from NTUC down when she's pregnant. (Reason: She kepts him waiting as she queuing to made payment for THEIR home groceries.)

- She found a CONDOM in their room after she returns home over a weekend stay @ her mum's place. (He claims its his BRO's.- will U bring yr gf to relatives hse to  F**K? "maybe then)

- Lie going to VIETNAM for his M***** F**** Biz trip as demanded by his lady boss.
In the end, the lady boss called home to check on his absence to work for the past few days.

- Steal her IC to get a car loan from GE by colluding with his friends using unsculpcous ways to get this thing done.

- Openly brings the Vietnam B***H home.

- Encouraging the Vietnam B***H to call and insult her.

- NEVER bring money home to sustain basic livings not to mention their son.

After all this which takes a period of 4 years.
She choose to return on her own accord finding reason like:
- The child cannot have a broken family (yet can live in one worse then that??)
- The law doesn't allow 1 side filling for divorce even after 3 years seperation unless his husband AGREEs to it. (???)
- Wait till they got their BTO house. After 5 years she can file for divorce & sell the house to get profit.

Ok!! so I find it VERY. EXTREMELY Contradicting.
Divorce ..Sell house? then where's the "child cannot live in broken family"
cannot file for divorce 1 sided? How come after 5 years can?
I do understand is not easy to made a decision when it comes to DIVORCE.
plus emotions matters is not what 三言两语 can explain.
She's having a very HARD time too.
Alot of us has been in a dilemma like this before / currently.

"Fool me once, shame on you. Fool me twice, shame on ME"

There will be a day we have to face to reality.
Meaning a descision has to be made ONE FINE DAY.
What I am gieving about:
The very last time she moved back.
She firmly tell US again she's gg to leave this man for good.
She wants to be back to our family.
After much consideration but not much "reality check" consideration,
Mum decided to sell the house to buy a bigger house to cater to the both of them & in another way to get $$$ for her own use.
"Great news" house is SOLD @ pathetic price which is way under market rate.
"Wonderful" She moves back to her husband claiming he has change now. He don't drink. He broke up with his GFssss.
"Fabulous" We have no places to stay. & she jolly-well move back her own HOME.
If anyone insist she did not directly causes this. (Maybe I can agree) BUT she cannot run away from causing this INDIRECTLY due to her OWN FICKLE mind.
Simple!! To me...U can do whatever you want in your life. But don't allows your own problems to becomes others MAIN problem!!!

Recently, after she move back for abt 2 months!!!!!!!
She said: "I will be moving back, he NEVER change"
The day before she sms me: "I have insurance, if anything happens to me. Pls help me look after eden"
How IRRESPONSIBLE!!! Even if she don't bother about her family who loves her!!
KINDLY think abt the child of hers.
This is not the 1st suicide SMS she sent.
unbelievable to say "MORE THAN 15"
Why do people have the courage to die then face the reality.
The courage to die is millions of times more needed then to face reality.
So now we have to carry on all the "assets" she left for us???
What Can I do??
Everyone of us. Friends, family...colleagues has gotten tire talking over her.
she never listens to reasons.
Never look up to reality.
she adores comforting words,
she indulge in sympathy.
I am lost in words towards her as I only speaks reality, do reality, stay in reality.